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No call center. No automated system. One conversation with someone who can actually help.
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Whether you're ready to apply or just exploring your options, the fastest way to move forward is a direct conversation. Heflin Capital doesn't use a call center — you'll reach Drew or someone on his team directly.
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Is there a cost to apply?
No. Heflin Capital's service is completely free to business owners. We're paid by the lender when a loan closes — you pay nothing upfront and nothing out of pocket if you don't get funded.
Will applying affect my credit score?
The initial application uses a soft pull that doesn't affect your credit. A hard pull only occurs with your explicit authorization when a lender moves to formal approval.
How fast can I get funded?
Alternative lenders can fund in 24–72 hours. SBA loans take 30–90 days. Equipment financing typically closes in 3–7 days. It depends on your product and profile.
What states do you serve?
All 50 states. Heflin Capital is headquartered in Lampasas, Texas, but works with businesses across the entire United States.
What's the minimum loan amount?
Our lender network handles funding from $50,000 to $5 million. For amounts below $50K, we may be able to refer you to CDFI or microloan programs.
More questions? Visit our full FAQ →